Making Money Via an Online Business | online business

The internet (Web) has revolutionized the way we live. The web caters to different online businesses and drastically altered the way corporations and private parties do business. A lot of people are looking for various ways to find a balance for work, leisure and making money nearly simultaneously. Different types of online businesses present themselves as each gives opportunities for people to earn money. A person can either have a passive or active income. From the way it’s described, passive income can be generated from actions a person sets up that earn a recurring income without other functions done to them while an active income needs work to be done continuously.In making money online, one should consider several factors before deciding which business is right. Here is a 3 step guideline to consider before a person embarks on their online business.1. Plan – The amount of experience and knowledge you will need for an online business is important. You can do the learning yourself or have a mentor guide you in the business. Think of the time you need for learning the business and the time allotted for it to grow and make money. Also plan for expenses that a person has to allot for the business. This includes the website, computer tools, training, virtual assistants, web developers and other factors. Making money online needs a lot of planning which will definitely help you in the long run.2. Decide – After research, decide on the type of online business that you will venture into. Research in the beginning is very important. One should know their way around the internet as the business revolves on it. Decide on a name for the business as it should be unique to catch search engine visitors attention.3. Market -To be making money online it is important for you to effectively market your website business. You should decide wisely on the structure and design of your website. Think of ways to attract an audience, then market your website according to that plan. Internet marketing involves different techniques to earn a higher page rank on the search engines. Moving your page rank higher attracts a larger audience for you to build a customer or subscriber list. Techniques include article marketing, search engine optimization, social media marketing, blog marketing, backlinking, Google AdSense ads and other techniques. You can either do affiliate marketing or direct online selling. Affiliate marketing is putting unique links on your website where you can earn a commission from a sale. Direct online Selling involves the selling of products and services through the internet. from a website business.There are many misconceptions in making money with an online business. Some say it is fast and easy, but the truth is that it is not that easy. A person needs to dedicate time to learn about it first to achieve the goal, which is to earn a profit of course. If any online business offer claims a person can make money easily and without much effort, it would be more logical to doubt it. It is important to reexamine the online business website, verify the testimonials and look for second opinions. If they are offering products for affiliate marketing, reexamine if it is legitimate. To improve the odds to earn an income for an online business, one needs to perform considerable research before making any decision. This will serve as the all important foundation for anyone making money with an online business.

Corporate Behemoths in Healthcare: Will the Patient Win? | healthcare

The past several weeks have been abuzz with the mergers and acquisitions in the healthcare arena. CVS has purchased Aetna for a cool 69 billion dollars and went through the regulatory process with flying colors. Amazon (on their quest for world domination) has teamed up with Warren Buffett, CEO of Berkshire Hathaway and financial powerhouse J.P. Morgan to use their resources, influence and power to, according to Buffett, “tackle healthcare costs in our nation.” Buffet also said that because the U.S., at 18% of our gross domestic product, the U.S. is at a competitive disadvantage, at 3.3 trillion dollars annually. He believes the private sector can handle healthcare better than the government.Albertson’s, a grocery company, is ready to acquire retail pharmacy giant Rite Aid. And now, Cigna, the insurance behemoth, is buying Express Scripts in a deal for upwards of 50 billion. Software giant Apple is dipping their toe into employee health, while things are starting to rumble at Wal-Mart, the retail monster.After all of that information, you need a breather. But will a disruption by these companies be the thing that makes healthcare better in the U.S.?Yet, as a patient advocate and caregiver supporter, my main concern is this: Will all of this be a win for patients, caregivers and families? You know – the healthcare customers?While the shake-up in healthcare is oh-so-long overdue, is the combination of behemoths the right way?First, this healthcare shake-up won’t be the last of the behemoths to combine. I would be willing to bet on that. We have yet to hear from the likes of Microsoft, Walgreens, Google or any of the Generals (Electric, Motors, Mills). What about other insurers? Where is Humana or United Healthcare in this game?Many companies will follow suit. It’s just a matter of time. I liken it to the most popular girl in high school getting into a relationship with the most popular boy and becoming a force to be reckoned with. Everyone will see the trend, its benefits and potential, and jump into it. Sorry for the high school analogy.The point is everyone sees that it is time for change in healthcare.So what’s in it for patients/customers?Something we must question is this: Are these corporations in it for the billions of dollars that healthcare is worth or do they really want better conditions, cost and efficiency for patients? Will the combination of all these behemoths reach past their employees and meet the needs of all patients in our nation? What are their motives?My mission is to empower patients and caregivers to navigate healthcare confidently and correctly, to save them and all parties involved time, money and frustration. I show them that they have rights and responsibilities in their Healthcare journey and must take a strong and active role in their care. Patients are the lifeblood of the healthcare system.None of these behemoth combinations will be successful without patient/customer buy-in. They’d better put all of their goals into a nice and helpful package for patients so they feel supported and empowered. If these corporations can show how the patient will be helped and how their alliances can save money for all parties involved, they should have no trouble in the regulatory processes they face.But I implore all of you behemoths… DO SOMETHING.Do something for the 64% of Americans who avoid getting care because they are afraid of the costs.Do something for the working poor who make too much for Medicaid and not enough to afford skyrocketing healthcare premiums.Do something that shows how healthcare can actually be affordable and where service prices do not have to be excessive.Do something to empower patients and establish real healthcare cost transparency.Do something about actual care and system processes to show that it doesn’t have to be as difficult or time-consuming as it is currently.You behemoths have the power to change healthcare for the better for the foreseeable future and possibly, forever. Please don’t look down from your Ivory Towers upon us mere mortals and pity us or hope for the best. Do something.Make it a win for patients, and we all will win.

The Psychology of Education | Education

On the need for an individualistic educational psychology emphasizing on the central role of the learnerEducation and psychology are related in more than just one way and the psychology of education could be related to educational principles in psychology or how education as a discipline is taught within psychology as a subject and how these two disciplines merge. This is primarily the focus of educational psychology which studies how human learning occurs, what ways of teaching are most effective, what different methods should be used to teach gifted or disabled children and how principles of psychology could help in the study of schools as social systems.Psychological education would be completely focused on learning methods as structured or imparted according to psychological and individual needs of the students. Education would differ according to culture, values, attitudes, social systems, mindset and all these factors are important in the study of education in psychology.Educational psychology is the application of psychological objectives within educational systems and psychological education as I distinguish here is application of educational objectives in psychological processes. The first focus of using psychology in education is more general and the second approach of using education in psychology is more individualistic. However as far as present study of educational approach to psychology is concerned, there is no difference between individualistic educational psychology and general educational psychology and all interrelationships between psychology and education are considered within the broad discipline of educational psychology.However a distinction between the more general educational psychology and more specific psychological or individualistic education could help in understanding the nuances of individualistic study and give a subjective dimension to the study of psychology in education. This could also help in making learning systems more student based and according to the needs of culture, society, individual or personal factors. This sort of study with a focus on personal/psychological aspects of learning is not just about social objectives and objectives within educational systems but also about personal goals and objectives and the psychological processes involved in learning. There has to be a clearer demarcation between education in psychology as a general study and individualistic education in psychology as a more specific and subjective discipline.As of now educational psychology encompasses a wide range of issues and topics including the use of technology and its relation to psychology, learning techniques and instructional design. It also considers the social, cognitive, behavioural dimensions of learning but it would be necessary to make education more personal and individualistic through a special branch with a psychological focus on education so that individual needs are considered. There could be two ways in which this branch of knowledge could evolve – either by strengthening psychological education or individualistic approach to the psychology of education or by having two distinct branches of general educational psychology and individualistic educational psychology.As in client centered approach to psychology, a psychology of education should also include further research that would highlight the need for individualistic dimensions in learning. Learning psychology is the use of psychological theories for example that of Jean Piaget and Kohler in the study of learning techniques, especially among children. I have already discussed Piaget but briefly Piaget’s theory higlights different stages of learning in children and Kohler suggested that learning occurs by sudden comprehension or understanding, however I will not go further into learning theories here. Whereas the focus of educational psychology is on learning techniques per se and the role of the learner is considered only secondary, a branch of individualistic psychology in education could help in emphasizing the role of the learner considering not just their disabilities or giftedness but also their personality patterns. This focus on personality patterns brings out the central role of understanding psychology in educational systems.Educational psychology studies both the personal approaches to education as in giftedness, disability, learning theories applied to children and adults, and the more general objective approaches to learning as the role of schools as social or cultural systems.The psychology of education could include the following branches:General Educational Psychology 1. Learning Systems – As studied from individualistic learning perspectives and generalized learning perspectives, a discussion of the different theories, practices and systems or techniques of learning is an integral part of educational psychology and especially central to general educational psychology.2. Social Systems – The use of education in social, cultural and economic systems could be considered within the psychological context and this relates to the role of education in society.Individualistic Educational Psychology 1. Learning Systems – Learning techniques and systems or methods will have to be in accordance with the needs of the children or adult participants and according to skills of the teachers. Needs vary according to personal traits and abilities and individual needs will have to be considered during the learning process.2. Social Systems – Individual learning psychology will have to be studied according to specific social and cultural backgrounds of the learners and thus a more subjective study of learning approaches and centralized role of the individual in the learning process considering their social, cultural or intellectual background will have to be considered.